top of page

Doctors and Healthcare Professionals

Bank of America® Doctor Loan


Home financing for medical professionals


Let the Bank of America® Doctor Loan help you finance your home purchase.      

In partnership with Bank of America, find out if you qualify for this special program for Doctors and following titles:  DDS, DMD, OD, DPM, DO, residents and students


Advantages of a Doctor Loan:

  • Put as little as 5% down on mortgages up to $1,000,000 and 10% down on mortgages up to $1,500,000 (some limitations apply)*1

  • Start your new position up to 60 days after closing *2

  • Student loan debt may be excluded from the total debt calculation *3

  • Choose from a range of fixed-and adjustable-rate loans


Contact me today with questions or to get prequalified

(626) 202-2580


1 An applicant must have or open, prior to closing, a banking relationship with Bank of America®. The relationship can be (at a minimum) a checking or savings account. Medical professional (MD, DDS, DMD, OD, DPM, DO, residents and students whose employment begins with 60 days of closing) must be actively practicing in their field of expertise. Those employed in research or as professors are not eligible. For qualified borrowers with excellent credit. PITIA (Principal, Interest, Taxes, Insurance, Assessments) reserves of 4-6 months are required, depending on loan amount. Other restrictions apply.

2 If applicant’s employment does not commence until after closing, sufficient reserves to handle all debt obligations between closing and employment start date + 30 days must be verified.

3 Additional documentation is required.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

bottom of page